By: Clay Wyatt To make this quick for some of you, if you are young and have a very high risk-tolerance, then annuities probably are not for you. Now that we have that out of the way, the rest of … Continue reading
Is it Better to Pay off Debt or Invest in Retirement Savings?
By: Clay Wyatt So, you’ve got some extra cash laying around. You’re tempted to go out and splurge with it, but think better of it. You’ve narrowed it down to 2 choices: pay off your debt or invest it in … Continue reading
Which is a Better Retirement Savings Account: 401(k) or IRA?
By: Clay Wyatt With all the retirement savings account types out there, you may be confused when it comes time to decide which to use. Your company may sponsor a 401(k) plan and make things a bit easier. Is a … Continue reading
If Your Employer Doesn’t Sponsor a Retirement Savings Plan
By: Clay Wyatt Many Americans work for an employer that sponsors a retirement savings plan. Some have access to a company-sponsored 401(k) plan, Roth 401(k), pension plan or another form of retirement account. They take money out of each pay … Continue reading
How Aggressively Should You Invest Your Retirement Savings?
By: Clay Wyatt As you weave your way through the complicated maze of retirement savings, you may wonder about whether or not you are investing aggressively enough - or too aggressively. If you are too cautious and invest conservatively, you’ll … Continue reading